Proformative

Financial advice, frugality tips, stories, opportunities, and general guidance for people who are struggling financially. No Judgement, just advice!

Frugality is the mental approach we each take when considering our resource allocations. It includes time, money, convenience, and many other factors.

/r/Beermoney is a community for people to discuss mostly online money-making opportunities. You shouldn't expect to make a living, but it is possible to make extra cash on the side for your habits/needs.

Bogleheads are passive investors who follow Jack Bogle's simple but powerful message to diversify with low-cost index funds and let compounding grow wealth. Jack founded Vanguard and pioneered indexed mutual funds. His work has since inspired others to get the most out of their long-term investments. Active managers want your money - our advice: keep it! How? Investing in broad-market low-cost indexes, diversified between equities and fixed income. Buy, hold, pay low fees, and stay the course!